If you have children, the single largest expense you have to overcome will be paying for their education. But not all of this money has to come out of your pocket. The best-kept secret about paying for college is this: if your family can qualify, you may only have to pay a fraction of the cost of tuition. But you need to understand how the system works.

In my new program, Tuition Without Tears, I explain my practical and proven solution to the problem of paying for college. I based this program on my 20 years of experience working with families to create effective and affordable college funding plans.

With the cost of college so high, you're not going to get there by accident. You need to have a plan. Tuition Without Tears guides you through each step. Here is what you will learn:

  • I begin by helping you to understand the financial aid system, so that you can position yourself for maximum aid. You learn 13 strategies for increasing your financial aid potential.
  • Next, I explain the importance of having good credit and how to improve poor credit. Good credit can save your family thousands of dollars in interest charges when you borrow to pay for college.
  • I outline the fundamentals of protecting and insuring your college plan. Without protection against life's hazards, your family's college fund could be wiped out by an unforeseen event. Tuition Without Tears shows you the steps to take to make sure this won't happen to you.
  • Next, I show you several smart ways to save for college. I explain how special savings plans can save you thousands of dollars in taxes.
  • Since most parents won't be able to save enough for the entire college bill, I next explain the smart way to borrow to pay for college. You'll learn how to choose from the many types of loans and how to select the right loan for your family.
  • I next show you 22 additional strategies for reducing the cost of college. Some can be used by parents with young children and others will apply when your children are in college. A single strategy can save you thousands of dollars in college costs.
  • What about your financial life post-graduation? Tuition Without Tears shows you how to consolidate your financial situation after your children have graduated. I offer simple and easy-to-use strategies that can help you significantly lower your monthly payments.
Companion Products in the Program

As a companion to the Tuition Without Tears book, I have created a Tuition Without Tears Personal College Planner to help you put your plan into action. More than 20 straightforward worksheets step you through the process, offering clearly written guidance and advice every step of the way. When you complete your workbook, you will have put together an affordable and fail-safe college funding plan.

The Tuition Without Tears Audio CDs offer commuters and others who prefer to listen to books the opportunity to gain the most essential information from Tuition Without Tears on 2 full-length audio CDs. These CDs are a great way for readers to reinforce the lessons of the book. Listeners can use these CDs to guide them to certain chapters for further reading.